After meeting with my broker Friday, I decided to sell my townhouse instead of keeping it as a rental. It's the best way to ensure I can afford enough house to last us at least 10 years. So last weekend was a flurry of activity finishing up getting ready to move - scrubbing baseboards, refreshing/resealing grout, wiping walls and cupboards, etc. The plan was to list today.
Monday morning I got a call from daycare that Felix had a fever and I needed to pick him up. On my way there, I was rear ended while stopped at a red light. The other driver was a nanny with kids in the car. Everyone was okay, aside from a minor muscle strain in my neck/back. It took about an hour for the officer to get all the reports written up. "She didn't have proof of insurance," he told me, "but I do believe she has it." There's probably $2,000 - $3,000 in damage to the back of my car.
So I got to daycare, picked up Felix and headed to urgent care to get checked out. I wanted any injury documented right away in case it got worse.
Tuesday was all discombobulated because I had to rearrange meetings and enlist my parents' help to watch Felix while he recovered. I was feeling the pressure because we have three big events this weekend that I have to prep for, in addition to usual deadlines.
That afternoon I got a call from the insurance company - the other
driver took out her policy after the accident happened, then lied about
what time it happened. So I had to send them a screenshot of
my call to police to report it. (See, this is why you should always call
police, even in a minor accident!) I will have to go after her myself to collect medical bills and my $500 collision
deductible. Thankfully I have collision coverage.
Last night was my listing appointment with my Realtor, and today my house is officially for sale! How I made it to Thursday night without having a panic attack is beyond me. I'm incredibly frustrated with the driver who hit me, and resentful about all the time I've spent helping Geico prove this woman is committing insurance fraud. I'm pissed the $500 will have to go on a credit card or come out of my house down payment, neither of which is ideal right now. I'm putting the finishing touches on a certified letter that will give her two weeks to reimburse me without going to court...hopefully she does the right thing.
Thursday, March 13, 2014
Tuesday, March 4, 2014
Road Trip Recap
Overall we had a successful 4 days in Utah. Felix did amazingly well on the 5-hour drive each way, spending most of the time looking out the window, looking at books or playing with toys.
We spent the weekend with my SIL's family, and together we had 6 kids ages 7 and under, including 3 two year olds and a newborn. Felix absolutely adored the baby, and quickly learned that if he cleared off the couch and sat in the corner, I'd let him hold her.
On Friday we met up with a childhood friend and his family and went to the children's museum. Then we visited some friends who happen to be adoptive parents too, and later we visited the lovely land of Ikea. It's a good thing I don't have our new place yet, or I would have spent a small fortune on all the cute home stuff.
On Saturday, our biggest outing was taking everyone to Rancho Market, where we bought bread for breakfast and had dinner.
On Sunday we went to the baby's blessing (no photos allowed in church), then had a big lunch before loading up the car and heading home. It felt so good to get back! One thing I've noticed about having a toddler - 4 days on vacation is plenty.
We spent the weekend with my SIL's family, and together we had 6 kids ages 7 and under, including 3 two year olds and a newborn. Felix absolutely adored the baby, and quickly learned that if he cleared off the couch and sat in the corner, I'd let him hold her.
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| Such a sweet boy. |
On Friday we met up with a childhood friend and his family and went to the children's museum. Then we visited some friends who happen to be adoptive parents too, and later we visited the lovely land of Ikea. It's a good thing I don't have our new place yet, or I would have spent a small fortune on all the cute home stuff.
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| The tongue comes out when he's concentrating. |
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| Eating a fried flour snack at the in-store tortilleria. |
Saturday, February 22, 2014
Hou Hunting
Almost every time we get in the car after dinner or on the weekend, Felix asks "hou? hou?" As in, are we going to see a house?
It seems like every day something comes on the market that's almost exactly what I'm looking for. I'm trying to strike a balance between giving "maybes" a chance without wasting my agent's time, so I went to a couple of open houses today.
One was great, except it had a small back yard that faced a noisy 5-lane road and the view from the backyard is the giant signage of a lumber yard. It also smelled like other people.
The next house was a ton of space for the money, but the street it's on is just bizarre. There are 6 houses, but not in line with each other, with driveways coming from all different directions, and if you look out the front window of the house for sale, you are looking at someone else's tiny back yard. It's like 6 different developers grabbed scraps of land and built what they could with no regard for aesthetics or livability.
I also looked at a sweet brick house from the 50s earlier this week. I loved half of it and the other half was a deal breaker, like the washer/dryer hookups in the kitchen and one of the showers in a poorly added-on space near the garage.
We're going to Utah this weekend to have a little road trip and see family, so I'll be on a forced break from house hunting at least for a few days. Probably good since I've been dreaming about it many nights!
It seems like every day something comes on the market that's almost exactly what I'm looking for. I'm trying to strike a balance between giving "maybes" a chance without wasting my agent's time, so I went to a couple of open houses today.
One was great, except it had a small back yard that faced a noisy 5-lane road and the view from the backyard is the giant signage of a lumber yard. It also smelled like other people.
The next house was a ton of space for the money, but the street it's on is just bizarre. There are 6 houses, but not in line with each other, with driveways coming from all different directions, and if you look out the front window of the house for sale, you are looking at someone else's tiny back yard. It's like 6 different developers grabbed scraps of land and built what they could with no regard for aesthetics or livability.
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| This is an older maps view. Two houses have been randomly added at the end of the street, but not next to each other or facing the same direction. I'm not even sure how they access their driveways. |
We're going to Utah this weekend to have a little road trip and see family, so I'll be on a forced break from house hunting at least for a few days. Probably good since I've been dreaming about it many nights!
| Finally showing a little interest in Spanish Sesame Street while I finish this post. |
Sunday, February 16, 2014
Let the Games Begin
Late Friday I noticed a new house listing pop up on my real estate app. Great size, location and price. My agent is out of town all week, but I had a feeling the house could go fast so he arranged for someone else to take me to see it Saturday at noon.
Overall it looked good - my only real concern was the old windows - and I started to get excited about possibly making an offer. I called my agent and broker to get things moving, and Felix and I went out to lunch. I started pricing out what it would cost to replace the windows and update the interior trim and doors, getting advice from friends who've done both. The plan was to negotiate a lower price largely due to the windows.
By the time I got home, and before we could put my offer together, we learned that 2, then 3 offers had already been submitted, ALL above asking price (which was reasonable to begin with). The listing agent was encouraging everyone to submit their "best and final offers". It was feeling like a mad dash between a whole bunch of parties, none of whom had any idea what was really going on. The house had been on the market for about 18 hours at this point.
I took a minute to collect my thoughts and decided not to fight for it. It would have been easy to let my stubborn and competitive nature take over, but the bottom line is that the house isn't worth what they're getting for it.
I went back and looked at the agent's email answer about the windows, and they're 24 years old. And the big shocker - their utility bills are more than double what I've been paying, for just 40% more space. I had also realized at some point that there's no kitchen pantry. I'd be surprised if the bidders thought about either of those two things.
So in the end I'm glad I didn't get carried away in the emotion of making an offer. Hopefully all the hubub about this house was just due to a long winter with few listings, and isn't indicative of what I'm in for this spring!
Overall it looked good - my only real concern was the old windows - and I started to get excited about possibly making an offer. I called my agent and broker to get things moving, and Felix and I went out to lunch. I started pricing out what it would cost to replace the windows and update the interior trim and doors, getting advice from friends who've done both. The plan was to negotiate a lower price largely due to the windows.
By the time I got home, and before we could put my offer together, we learned that 2, then 3 offers had already been submitted, ALL above asking price (which was reasonable to begin with). The listing agent was encouraging everyone to submit their "best and final offers". It was feeling like a mad dash between a whole bunch of parties, none of whom had any idea what was really going on. The house had been on the market for about 18 hours at this point.
I took a minute to collect my thoughts and decided not to fight for it. It would have been easy to let my stubborn and competitive nature take over, but the bottom line is that the house isn't worth what they're getting for it.
I went back and looked at the agent's email answer about the windows, and they're 24 years old. And the big shocker - their utility bills are more than double what I've been paying, for just 40% more space. I had also realized at some point that there's no kitchen pantry. I'd be surprised if the bidders thought about either of those two things.
So in the end I'm glad I didn't get carried away in the emotion of making an offer. Hopefully all the hubub about this house was just due to a long winter with few listings, and isn't indicative of what I'm in for this spring!
Saturday, February 8, 2014
Testing, Testing...1, 2
There must be a documented phase around 21 months because I know I'm not the only one dealing with this. Felix is in a new "testing" phase. Testing all the things he knows he's not supposed to do or touch, usually at a rapid-fire pace that renders my redirection technique pretty worthless.
The past few days I've especially noticed it at home in the evenings before dinner. I see his activity as one of those Family Circus cartoons with the dashed lines, going from the gum in my purse to my Nook to the cat food to the dog water to the silverware drawer to the dining room chair where he climbs up on the table and takes a bite out of an orange he doesn't want.
When I ask him to "put it back" or "sit down please" or "let's go into the living room and play with your balloon!" he starts convulsing and crying and usually throws his head back and hits his head on something. He wails hard for a few seconds, then turns it off like a switch and goes to do something else. I take that as proof he is testing me.
I hope that consistently enforcing the rules gets us through this phase fast.
The past few days I've especially noticed it at home in the evenings before dinner. I see his activity as one of those Family Circus cartoons with the dashed lines, going from the gum in my purse to my Nook to the cat food to the dog water to the silverware drawer to the dining room chair where he climbs up on the table and takes a bite out of an orange he doesn't want.
When I ask him to "put it back" or "sit down please" or "let's go into the living room and play with your balloon!" he starts convulsing and crying and usually throws his head back and hits his head on something. He wails hard for a few seconds, then turns it off like a switch and goes to do something else. I take that as proof he is testing me.
I hope that consistently enforcing the rules gets us through this phase fast.
Sunday, February 2, 2014
Single Dads by Choice
Last night Felix and I went to hang out and have dinner with auntie and cousins. It was a fun night with lots of playing, chasing and tug-of-warring over toys. One of my brother's friends (J) was there as well, and after dinner he built a pretty sweet fort for the kids in the living room.
Felix was perched on the edge of the couch frame in the middle of the fort, about 36" from the ground, and I encouraged him to "jump!" He'd been sort-of jumping off the edge of the pool to me in swimming lessons. With my encouragement, he went for it. It was a clumsy jump but he landed on pillows and was very pleased with himself. He got back up on the couch and did it over and over, saying "dowp! dowwwp!" Cousin Hayden decided he wanted to jump too, so he joined in the fun.
Back at the dining room table, J started talking about how he really wants kids. I've overheard snippets of conversation that lead me to believe he's been doing the online dating thing without much luck. He's sort of in between the "I don't want to do it alone..." and "It would be better than never having kids..." phases, a feeling I'm sure a lot of us know very well. I also remember the feeling of being in a house full of fun kids and wishing I had my own.
We talked briefly about what his options would be - adoption or a surrogate? And I remembered a social worker telling me it wasn't very common for single men to adopt, but that sometimes they're needed in foster care situations when a child has been severely traumatized by females. It seemed unfair to reduce the hopeful single father to extremely traumatized children. Also unfair that it probably takes them longer to adopt and costs more if they want a bio kid, since they have to pay for not only an egg donor, but a surrogate. Also unfair that donated eggs cost a lot more than sperm (assumption, based on what I know egg donors are paid), and that egg donors are usually (always?) unknown, unlike so many kids who will be able to meet their sperm donors later. And of course, when using a surrogate, they have to go straight to IVF, another added expense.
I did a little online research and the good news is that there is definitely a growing number of men choosing to be single dads. There's even a hotline they can call with questions. NPR did a story on it in 2012. http://www.npr.org/2012/06/19/154860588/single-dads-by-choice-more-men-going-it-alone
I know a couple of guys aside from J who would make great dads and who I assume want kids, but a partner is nowhere in sight. The next time conversation heads in that direction, I'll make sure they know they aren't weird or creepy for wanting kids as a single guy, and that there is support for them.
It's funny to think this is an area where women have gained societal acceptance faster than men. No thanks to society itself, but rather to the women who made it happen and then started proving our kids turn out great.
Felix was perched on the edge of the couch frame in the middle of the fort, about 36" from the ground, and I encouraged him to "jump!" He'd been sort-of jumping off the edge of the pool to me in swimming lessons. With my encouragement, he went for it. It was a clumsy jump but he landed on pillows and was very pleased with himself. He got back up on the couch and did it over and over, saying "dowp! dowwwp!" Cousin Hayden decided he wanted to jump too, so he joined in the fun.
Back at the dining room table, J started talking about how he really wants kids. I've overheard snippets of conversation that lead me to believe he's been doing the online dating thing without much luck. He's sort of in between the "I don't want to do it alone..." and "It would be better than never having kids..." phases, a feeling I'm sure a lot of us know very well. I also remember the feeling of being in a house full of fun kids and wishing I had my own.
We talked briefly about what his options would be - adoption or a surrogate? And I remembered a social worker telling me it wasn't very common for single men to adopt, but that sometimes they're needed in foster care situations when a child has been severely traumatized by females. It seemed unfair to reduce the hopeful single father to extremely traumatized children. Also unfair that it probably takes them longer to adopt and costs more if they want a bio kid, since they have to pay for not only an egg donor, but a surrogate. Also unfair that donated eggs cost a lot more than sperm (assumption, based on what I know egg donors are paid), and that egg donors are usually (always?) unknown, unlike so many kids who will be able to meet their sperm donors later. And of course, when using a surrogate, they have to go straight to IVF, another added expense.
I did a little online research and the good news is that there is definitely a growing number of men choosing to be single dads. There's even a hotline they can call with questions. NPR did a story on it in 2012. http://www.npr.org/2012/06/19/154860588/single-dads-by-choice-more-men-going-it-alone
I know a couple of guys aside from J who would make great dads and who I assume want kids, but a partner is nowhere in sight. The next time conversation heads in that direction, I'll make sure they know they aren't weird or creepy for wanting kids as a single guy, and that there is support for them.
It's funny to think this is an area where women have gained societal acceptance faster than men. No thanks to society itself, but rather to the women who made it happen and then started proving our kids turn out great.
Monday, January 20, 2014
Bunch of Stuff
Lots going on lately. Whenever I think about getting caught
up on my blog, there’s so much to write it’s a little overwhelming.
Housing
I’m back to Plan A with regard to housing. I will most
likely keep my townhouse as a rental and buy something else. This gives me more
flexibility with regard to moving, and will actually cost less out of pocket
than if I were to sell. Instead of needing to cover closing fees, a down
payment and the difference between sale price and mortgage balance, I only have
to come up with the down payment for the new place. I even have prospective
tenants coming to see the place this weekend.
If I do need to sell, the other townhouse like mine sold
fast and we’ll know how much it sold for in a couple of weeks.
Activities
Felix and I started swimming lessons again last week. I
didn’t like the first lesson at all – the pool was cold, it was super crowded
and chaotic. But Felix had a good time so we went again, and the second class
was much calmer and warmer. Felix even “graduated” to wearing goggles because
he can blow nose bubbles. He loves the water now as much as when he was a baby,
even getting his ears wet.
We’ve also started going to a free music class at the
library on Saturday mornings. Felix doesn’t fully participate yet, but he’s
good at sitting in a circle, getting a shaker and putting it back, and
listening to the teacher when she reads a story at the end. He spends lots of
the class running little laps and diving into my arms, and is very close to
doing full somersaults on his own, so I’m looking into tumbling classes this
spring when swimming has wrapped up.
Even though Felix goes to daycare as does well, it’s not the
same as learning to sit, listen and follow instructions. It’s been really neat
to see him grow so much just by going to a couple of organized classes. The
first time we went to music, he cried and cried when he had to give up his
shaker. By the second class, he walked right up to the basket and put it away.
Idaho is one of a few states with no public preschool, and a
legislator from my district is introducing a bill this session to launch a
3-year pilot program. The majority here argues we “can’t afford it” and “we
shouldn’t let the state raise our kids”. I guess they see no connection between
having the lowest rates of education and highest rates of minimum wage jobs.
Daycare Bully
Last week, Felix started crying and clinging to me when we
arrived at his daycare. He’d also nervously scan the room when we walked in.
Naturally this sent up a red flag for me, and it turns out there’s a new
toddler who’s “a hitter and a biter”. One morning I saw her walk right up to
Felix and yank his hair till he cried, and another day he came home with a
bite mark on his face. His daycare provider is very aware of the issue and
doing what she can to curb the behavior. Hopefully the situation resolves very
soon – it’s hard to walk away from a scared, crying kid.
Language Explosion
We are finally experiencing the so-called language
explosion. Over the past week Felix has been repeating numerous words, and even
ventured into 3-syllable territory with “brawberry” (strawberry) last night.
Coat, toes, teeth, book, sock, bowl, down, okay, pom pom, off and on are all new in
the past few days. I read a tip on another blog (was it SurlyMama?) that said
to allow up to one minute for your child to repeat a word to you, and sure
enough, as soon as I started giving Felix more time to respond, he was
repeating a lot more. I think we have a tendency to say, “Do you want more cereal?...More
cereal?...Okay!” and they figure there’s no need to say the words, because
we’ll do it for them in 5 seconds.
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| Sometimes he puts himself in timeout for fun. |
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